Mortgage Reduction, Not Modification

Loan Reduction Program

Many Americans are in the market for a loan modification, but as you may know, it is nearly impossible to receive a principal reduction through a standard loan modification. Our team has partnered with a multi-billion dollar private investment group and we are ready to assist you with a Loan Reduction Program. If this sounds like the answer you have been waiting for, then contact us so we can help you.

Selling your home to avoid foreclosure is not always the best solution. With our program, we can save your home and eliminate your negative equity by giving you a Balance Reduction! Our company offers a proven resolution to help homeowners remove the economic impact of lost equity. We offer a free consultation with absolutely no obligation whatsoever. Loan Reduction is an effective solution!

The national mortgage delinquency rate is at an all-time high. The current real estate crash and credit crisis have created a perfect storm affecting millions of hard-working Americans. Families are struggling to pay their mortgages, oftentimes for reasons beyond their control.

Many families face foreclosure because their income is down and their mortgage remains high. Not only is their credit being destroyed, but they stand to lose the equity they have worked so hard to build. To make matters worse, families are being evicted from their homes and at times a family breakup or divorce may become a likely scenario. Those who have never faced such a loss are unable to imagine the emotional devastation. Virtually every community in the United States is feeling the effect of the economic downturn. A Balance Reduction could be the answer!

The Power Behind the Program

Our negotiating power comes from bundling many upside down mortgages from around the country into portfolios, which are then purchased substantially below market value by our investment group. Homeowners upside down on their mortgages (in a negative equity situation) from declining home values are much more likely to default on their mortgages -- creating "toxic assets" for the lender.

When the lenders accept our cash offers, their financial positions are strengthened, and they are also reimbursed for up to 80% of their losses from federal TARP funds.  All in all, the banks end up with better performing notes, while homeowners are able to keep their homes at a payment they can afford.

With regard to foreclosures, it costs a lender an average of $70,000 to foreclose on a $200,000 home. From a financial standpoint, it is much more beneficial for the lenders to accept a cash offer and keep the homeowner in the home than to add to the already millions of foreclosed homes.